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'If you obviously have no debt, then the CALL IS A SCAM!' Sort of an unfair jump of events, if you ask me. The calls may pour on for days while the letter is in transit. Most start calling the very morning that letter is out their door. Under Federal law a dunning letter must be sent to the person named on the account within five days of first contact. You're kidding, right? The telephone is the collector's primary weapon. 'When you have debt that goes to a collection agency, they will NEVER call you.' FNCB?ДЄ few comments of 'mizzy is WRONG' from Nov 2008 are well overdue for rebuttal. my guess accounts the work from are 10Д¬aller left a recorded message from 25 with (.) displayed in the caller ID. my guess they buy outdated accounts and try to get some money from them. Recorded msg, it even sounded like they were a little p*ssed off. She confirmed my phone # and asked if I know the person they were looking for (Somebody named Cassia) and I said I don't know her. I called back and said I think its the wrong number. Yes, just call the 800 number back and tell them (if its not for you) that they had the wrong person.

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The FTC and many consumer watchdogs explain how to draft one. Always follow on with a cease-comm notice via USPS Certified with return card. It's ''easy'' for a phone drone to claim the calls will stop, but you do not have complete assurance when relying on a verbal demand. Stephen Gillespie does not live here and if the call is not returned I feel they should know he does not live at this resident. This number keeps calling my home with a different number 17044561309 but the number I gave you is the number they give for this Stephen Gillespie to call back. Frankly you can't blame them for repeat calls until you finally respond to one, confirm the source, and fire off a cease-comm letter. Your number is attached to the debt account file somehow, so that's the number which gets loaded into the autodialer. In theory, from their perspective, the alleged debtor could be hiding in your closet. The collectors are no more clairvoyant than you. Marsha, what you ''feel they should know'' based on your non-response is not how it works. I do not owe any money at all, but watch out for a scam caller. How did they get my phone number? I found out it is FNCB. P!ssed off when I get a call from this type of unknown caller calling you. Now should I be worried for identity theft?ДЄnnoying. Unfortunately I did and they said it was wrong person. Last four of his social and told me they wouldn't say what it was about till I told them. See also if your state laws are stronger. Learn how to exercise your FDCPA rights as an alleged debtor at FTC-dot-gov.

You don't have to be one of those victims. ID theft crimes on the side are possible, but there is frankly more fast money to be made with less risk simply by shaking down alleged debtors who don't know they have rights. Given that hostile agencies like FNCB tend to attract employees with criminal records, extra caution cannot hurt. The agency's compliance with various laws IS required. Of course, your compliance on the phone is not required. Other identifiers often will get you around this when reps are pressed, such as a street address, which gives away nothing the collector cannot find.

Requests for SSN are a common means of identifying an alleged debtor, without which no discussion of debt can legally proceed. This number was left as a callback number.the original number was 73.

Employee Cassandra Edwards complied, we'll see. Called the 1800 # and asked to be removed. No not these nuts.Their thought like just keep calling the wrong and never contact the right person.Д¬all from 'Local OFfice 20' looking for someone who never lived here. I have called them my phone company have called them too tell them I have had this # for over 25 years, They'll stop calling for about 2-3 months and start all over again.What happen to days of when you told someone you have the wrong number,and they stop calling. Each call is worth $500 to $1500 in damages. If you are getting robocalls on your cell phone that ask you to call this number, preserve all evidence and consult an attorney. Unsolicited robocalls to cell phones are a violation of the Telephone Consumer Protection Act. My friends wait till they start calling you at 5:00 A.M. I received a bill from this place an I don't owe anything I would like to know how you got my address its not listed an I have reported you for harassmentДO YOU KNOW OF THIS SITE GREAT FOR FINDING PEOPLE BRADLEY IS THERE! 126 comments about 80 at 199 call reported from 80.

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